Federal employee disability insurance is very important for federal employees. It’s basically income workers would receive if they became injured and could not work. There is short term disability and long term disability. Once the short-term benefits expire, long-term disability insurance will pay a portion of your salary. It’s important to carry both since none of us knows what the future holds.
Did You Know?
Long-Term Disability fulfills a special need not addressed by Short-Term Disability policies.
About 110 million Americans do not have long term disability insurance.
Alternate life programs, in many cases, can be less expensive for a 42 year old or older employee.
The Federal Long Term Care Insurance Program (FLTCIP) is a program which provides long term care insurance. This coverage can help to help pay for costs of care when those enrolled need help with activities they perform every day. Also covered is severe cognitive impairment, such as Alzheimer’s disease.
Yes, a federal employee with at least 18 months of service can file for a disability retirement.
No, the government does not provide a short-time policy for its employees.